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This test is developed by Temida foundation and external psychologists.

What’s your money mentality?

Mostly AN – Anxious money mentality

Those with an anxious money mentality are obsessed with money and can be uber frugal or even money
hoarders. In general, to some extent you are always or too often concerned with money, matter how
much or little you have. An anxious money relationship comes from a scarcity mentality, either learned
from others or from your personal experiences in the past.
Signs you have this money relationship:
  • You’re always thinking about money
  • You are a crazy fan of couponing and bargain hunting
  • You constantly have pains and complaints about your money situation (whether real or perceived)
Your pros & cons:
Thanks to your money vigilance, you always have a little something in the bank, perfect for when
emergencies strike. You are a great negotiator and are able to hunt the best deals to your maximum
advantage. However, those with an anxious money relationship often avoid risking their money, even
when it could be good for their long-term growth.
How to Make This Relationship Work for You:
Set rewards for yourself for when you achieve your financial goals. Learn how to splurge guilt-free, so
you can lessen your financial anxiety. Also, make a plan that can provide security when unforeseeable
circumstances strike – such as insurance and estate planning – to enjoy your peace of mind.

Mostly AV – Avoidant money mentality

Avoidant attachment types typically evade making financial decisions and avoid confronting their
financial problems. For them, it is difficult to face problems directly, as they prefer to let them go on and
let time or other people take care instead of claiming responsibility.
Signs you have this money relationship:
  • Not paying bills on time
  • Ignoring statements and other financial documents
  • Having little to no emergency fund or retirement savings
  • Constantly receiving late payments and overdraft fees
Your pros & cons:
Those who avoid dealing with their finances often do so because money isn’t high on their priority list.
However, on one hand not being materialistic is a good thing, but eventually, your lack of financial
planning will catch up with you with bad implications for your well-being.
How to Make This Relationship Work for You:
You don’t have to become a money-making machine to get your financial act together. If you’re just not
interested in finance management, consider outsourcing the service to an accountant, a money coach,
or just even ask a friend who has some experience. In this case, our course is just right for you! We make
money management easy and will help you master the basics so you have more resources to enjoy the
things that matter most.

Mostly AB – Abundance money mentality

You’ve likely been a “spender” your whole life, haven’t you? People like you enjoy the thrill of a good gamble, and they are the risk-takers of the world. For you, winning big is about risking big, and generally, you believe that good karma will eventually return any money you spend will eventually come back to you.
Signs you have this money relationship:
  • Living without a strict budget (or any budget at all)
  • You make impulsive money decisions/li>
  • You really enjoy shopping
  • You are a risk-taker and a gambler at heart
Your pros & cons:
People with an abundant money mentality have a high tolerance for risk. They search for ways to grow their income rather than collect and hoard money, and they enjoy shopping so they want to make more money to afford everything their heart desires. However, they are brave risk-takers and may tend to gamble, so they could easily lose a lot of money.
How to Make This Relationship Work for You:
You’re not afraid to take big leaps, which could mean serious earnings for you in the future. Just be sure to combat risk with a healthy dose of due diligence on any future investments, business ventures, or big purchases. You need to learn how to save, and we can help you do just that!
Avoidant attachment types typically evade making financial decisions and avoid confronting their financial problems. For them, it is difficult to face problems directly, as they prefer to let them go on and let time or other people take care instead of claiming responsibility.

Mostly WO – Worship money mentality

For you, money makes the world go round! It is the most important thing after all, right? In case you completely agree that the more money you own, the better you are at life, you have the precious money mentality that is so common in countries like America nowadays.
Signs you have this money relationship:
  • You correlate net worth with self-worth
  • You are very competitive, and even sometimes envious when it comes to financial success
  • You have a certain expectation for your quality of life, preferring certain brands and lifestyles.
Your pros & cons:
Many hustlers of the world have a money worship mentality. For you, It can be very easy to develop a life of living above your means, and who will complain if they had more money, right? However, you are a person who truly values money, and you likely know you have to put in the work to get more of it. That is why you often feel like your whole life revolves around making more money to get what you want, and there never seems to be enough. You need to learn how to be smart about it, and get more time to breathe easily and relax without chasing anything.
How to Make This Relationship Work for You:
You have to learn how to overcome your gluttony and your generosity, breathe more calmly and relax without pursuing goals for nothing. Try to enjoy intangible things – beautiful scenery, a spontaneous and kind gesture from a friend / your family.

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